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According to Forbes, implementing a robust Point of Sales Financing strategy can elevate sales amount and total retail sales by an impressive 31%.

Benefits of LFCME Financing for Contractors

Increased Sales Opportunities

Contractors who provide financing options can attract a wider range of clients who might not have considered their services due to budget constraints. By offering financing, contractors can secure more projects and increase their revenue potential.

Stronger Customer Relationships

Providing financing options demonstrates a commitment to your clients’ needs and convenience. It enhances customer satisfaction and builds trust, potentially leading to repeat business and positive referrals.

Competitive Edge

In a competitive market, offering financing sets you apart from other contractors who don’t provide such options. It showcases your willingness to accommodate clients and positions your business as customer centric.

Benefits For Contractors and Consumers

LFCME financing isn’t just a one-sided arrangement – it benefits both homeowners and contractors alike. 

This financing solution serves as a bridge between property improvement aspirations and successful project execution. Let’s delve into the distinct advantages that contractor financing brings to both parties involved in the home improvement journey. From homeowners seeking to enhance their living spaces to contractors aiming to expand their businesses, the world of contractor financing holds a multitude of benefits that contribute to a win-win scenario.

Home Improvement

Offer your customers hassle-free financing options, For home improvement projects…

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  • Lightning-fast customer applications via cell or computer link.
  • Loan Amounts: $3,000 to $100,000
  • On Sub-Prime 500+ FICO, Stated Household Income
  • Term: 3 to 15 years (smaller payments for the homeowner)
  • APRs as low as 10.99% to 17.99%
  • Funding Contractors: Within 24 hours to eliminate cost of funds.
  • Stated household income on $55,000 loan maximum.
  • No liens, no tedious paperwork, and no nasty chargebacks

 

Top Home Improvement Contractor Loans:

Kitchen Remodeling:

Updating kitchens is a common home improvement project, and costs can vary widely based on the extent of renovations.

Bathroom Remodeling:

Renovating bathrooms is another popular choice among homeowners, and costs can be kept relatively low for small updates.

Roofing:

Roof repairs, replacements, and maintenance are essential for protecting a home, and financing is often required for larger projects.

Siding Installation:

Installing new siding can improve a home’s curb appeal and energy efficiency.

Window Replacement:

Replacing old windows with energy-efficient ones can save money on heating and cooling bills.

Deck and Patio Construction:

Building or renovating outdoor spaces is a common project for many homeowners.

Basement Finishing:

Transforming an unfinished basement into usable living space is a popular project.

Flooring Installation:

Installing new flooring, such as hardwood, tile, or laminate, can be a significant home improvement project.

HVAC (Heating, Ventilation, and Air Conditioning) Upgrades:

Upgrading or replacing HVAC systems for improved energy efficiency.

Interior Painting:

A fresh coat of paint can make a big difference in the appearance of a home.

Exterior Painting:

Painting the exterior of a house is another common project to enhance curb appeal.

Landscaping and Outdoor Renovations:

Improving outdoor spaces, including landscaping, patios, and gardens.

Pools – Outdoor Built in Kitchens:

Recreational outdoor living space improvements to live a casual lifestyle. Outdoor kitchens add value as well as enjoyment to your property.

Fence Installation:

Installing or replacing fences for privacy, security, or aesthetic purposes.

Insulation Upgrades:

Adding or upgrading insulation can improve energy efficiency and reduce utility costs.

Garage Door Replacement:

Replacing or upgrading garage doors can enhance both functionality and curb appeal.

Solar or Wind Energy:

Adding renewable energy can reduce your energy costs or get you off the grid.

Storm Shelter or Under Ground Bunker:

Adding a shelter can add value and a measure of security.

Benefits For Contractors

Here’s how contractor financing can positively impact contractors:

Increased Sales Opportunities

  • Contractors who provide financing options can attract a wider range of clients who might not have considered their services due to budget constraints. By offering financing, contractors can secure more projects and increase their revenue potential.

Stronger Customer Relationships

  • Providing financing options demonstrates a commitment to your clients’ needs and convenience. It enhances customer satisfaction and builds trust, potentially leading to repeat business and positive referrals.

Competitive Edge

  • In a competitive market, offering financing sets you apart from other contractors who don’t provide such options. It showcases your willingness to accommodate clients and positions your business as customer centric.

Steady Cash Flow

Contractors who partner with financing providers can enjoy a more consistent cash flow. Instead of waiting for clients to save up for projects, you’ll receive payments through the financing program, ensuring a steadier income stream

Benefits For Consumers

Here’s how contractor financing can positively impact consumers:

No Need to Tap into Savings

  • Using contractor financing enables you to keep your savings intact. Instead of dipping into your savings or emergency funds, you can finance the project and retain your financial safety net for other unexpected expenses.

Faster Project Initiation

  • Homeowners can swiftly initiate their projects without waiting to accumulate the necessary funds. Contractor financing enables you to start your project sooner, potentially saving you time and allowing you to enjoy your upgraded living spaces sooner.

Enhanced Property Value

  • Home improvements can increase the value of your property. By investing in renovations financed through a contractor financing program, you’re essentially investing in your property’s long-term worth.